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Tim Sanders is the Founder & CEO of Credit Repair of Florida, based in Winter Springs, FL. He is a continuing legal education (CLE) speaker and compliance trainer specializing in consumer credit reporting, the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), Metro 2/e-OSCAR reporting systems, CFPB regulatory developments, and the emerging liability risks of AI and automation in credit decisioning and debt collection. Tim regularly delivers accredited training programs through Lorman Education Services and ComplianceIQ, helping legal and compliance professionals navigate the intersection of consumer protection law and financial technology.
Your credit score influences far more than your ability to get a loan. It affects the interest rate you pay, your ability to rent an apartment, your auto insurance premiums, your job prospects, and even eligibility for certain security clearances. Despite its ...
As financial institutions, credit reporting agencies, and debt collectors increasingly rely on artificial intelligence to drive credit decisions and consumer communications, the gap between innovation and compliance has narrowed sharply. This program examines ...
Consumer credit reporting has changed more in the past two years than in the prior decade, and the pace is accelerating. This session, The State of Consumer Credit Reporting, walks through the regulatory and legal developments reshaping the credit reporting la ...
As financial institutions, credit reporting agencies, and debt collectors increasingly rely on artificial intelligence to drive credit decisions and consumer communications, the gap between innovation and compliance has narrowed sharply. This program examines ...